Below is a neutral list of lenders that have provided loans to CCRI students within the last five or more years. This list is meant to be utilized as a guide or starting point for analysis. Students are under no obligation to borrow from one of these lenders and are free to choose another lender who is not listed below. The College will certify a loan with any lender a student chooses.
| Lender | Loan | Limits | Rates | Origination Fees | Term |
|---|---|---|---|---|---|
|
For student enrolled in an eligible program. All applicants must be a US citizen or permanent resident or an international student with a US citizen or permanent resident cosigner.
|
Undergraduate Smart Option Student Loan
|
COA-Aid ($1,000minimum)
|
Variable interest rates:2.87% APR - 9.91% APR
Fixed Interest rates: 5.74% APR – 11.85% APR
|
0% |
Repayment:
5-15 years based on loan balance and year in school |
|
COA-Aid ($1,000 minimum) |
Variable interest rates: 4.62% APR-11.00% APR Fixed interest rates: 5.74% APR-12.87% APR |
0% |
Repayment 10 years |
||
|
For students enrolled in a degree or certificate program. All applicants must be a US citizen or permanent resident or an international student with a US citizen or permanent resident cosigner. |
Wells Fargo Student Loan for Career and Community Colleges |
COA-Aid $100,000 cumulative maximum |
Variable interest rates:5.46% APR – 11.24% APR
Fixed Interest rates: 7.45% APR – 12.65% APR
Repayment begins 6 months after graduation/leave school, not to exceed 48 months if student attended a 2-year school. |
0% |
Repayment 15 years |
This page developed and maintained by Financial Aid. Send comments and suggestions to ccrifafaq@ccri.edu .