Dental insurance is available to all eligible employees † effective on the date of hire or the first day of the semester for faculty members. Eligible employees may select individual or family dental insurance with Delta Dental of Rhode Island.
The Dental Benefit Highlights provides a one-page summary of the covered procedures, including orthodontia coverage. The How Your Delta Dental PPO Plan Works booklet provides useful information for utilizing your dental plan benefits.
Applicable co-share's will be deducted from the employees biweekly pay on a pre-tax basis. Click on the schedule of current co-shares and scroll down to the applicable employment classification below:
Changes to dental insurance may be made during open enrollment, and take effect the first pay period in January, unless a Qualifying Status Change is experienced.
Any change in employment classification that would result in the loss of eligibility to participate in the dental insurance plan may qualify an employee for benefits continuation under the Consolidated Omnibus Budget Reconciliation Act (COBRA). Employees should refer to the COBRA (Continuation of Health Insurance Coverage) policy for more information.
To learn more about the dental plan, visit the State of Rhode Island's Dental Insurance page at: http://www.employeebenefits.ri.gov/benefits/active/health/dental.php
Waiving Dental Insurance: Should an employee already have insurance coverage through other means, he/she may elect to waive dental insurance coverage. An employee may reverse this waiver should a change in family status result in a loss of dental insurance through other means.