Search CCRI 
Health Insurance
Health insurance is provided to all eligible employees and their families. The collective bargaining agreement outlines benefit eligibility. Eligible employees may select individual or family United Health Care. Dental (Delta Dental) and vision care plans (VSP) are also available.
Click here for information on Delta Dental.
Changes to health insurance options may be made once per year during "open enrollment," which typically takes place in the fall and changes takes effect the first pay period in January. Details of each health insurance plan are described in each respective summary plan description (SPD). SPD's and information on cost of coverage are provided in advance of open enrollment to all eligible employees.
Please call the Office of Human Resources with any questions about health insurance benefits.
Should an employee already have insurance coverage through other means, he/she may elect to waive health insurance coverage and receive an additional $2,002 per year in taxable income. (This income shall not be taken into account when calculating other benefits that are pay related, such as life insurance.) To elect such option, a State of RI Waiver of Health Coverage Form must be signed and submitted to the Office of Human Resources.
Please Note: (1) An employee may reverse this waiver should a change in family status result in a loss of health insurance through other means. (2) Also, any change in employment classification that would result in the loss of eligibility to participate in the health insurance plan may qualify an employee for benefits continuation under the Consolidated Omnibus Budget Reconciliation Act (COBRA). Employees should refer to the COBRA (Continuation of Health Insurance Coverage) policy for more information.
